NPL

俗称呆坏账,指银行发放的贷款不能或已有迹象表明不能按预先约定的期限、利率收回本金利息。当银行账户上出现这种贷款时,可立即从利润中将之勾销,或设置贷款损失准备金将其在未来勾销。 

e.g. The bank reported its NPLs at 817.97 billion yuan (116.9 billion U.S. dollars) as of the end of 2007 in its annual report published on Wednesday.